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Specializing in the nationwide lending of residential home mortgages, CitiMortgage is one of the premier residential mortgage servicers in the industry. With origination volumes of $60 billion and a servicing portfolio over $200 billion in 2002, CitiMortgage offers homeownership solutions for a wide range of borrowers, including low- to moderate-income and first-time homebuyers through our relationships with Housing Finance Agencies and the Single-Family Programs that we service and administer. For servicing and program administration, CitiMortgage offers strength, flexibility, and servicing expertise unmatched in the mortgage industry.

CitiMortgage is a member of the Citigroup (NYSE: C), the preeminent global financial services company with some 200 million customer accounts in more than 100 countries. Citigroup provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, insurance, securities brokerage, and asset management. Major brand names under Citigroup's trademark red umbrella include Citibank, CitiFinancial, CitiMortgage, Primerica, Smith Barney, Banamex, and Travelers Life and Annuity.

Additional information on CitiMortgage and Citigroup may be found at www.citimortgage.com and www.citigroup.com.


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