2001 Guide Updates    2002 Guide Updates   
2003 Guide Updates    2004 Guide Updates   
2005 Guide Updates    2006 Guide Updates   
2007 Guide Updates    2008 Guide Updates   
2009 Guide Updates    2010 Guide Updates   

2004 CalPERS Bulletins

2004-02-03 04-01 Bulletin 04-01
  • CalPERS Lender Letter Format Revised
  • Daily Commitment Activity Provided
  • Life of Loan Flood Certifications
  • Revised Marketing Guide
  • Reminder - Hazard Insurance Carrier Ratings

2004-03-02 04-02 Bulletin 04-02
  • Delegated Underwriting Authority
  • Changes to Commitment Policies and Procedures
  • FHA Total Mortgage Scorecard Deployment
  • Updated Contact Information
  • CalHFA Deferment
  • Servicemember's Civil Relief Act
  • New Mexico Home Loan Protection Act
  • Revised Fannie Mae 1008 Transmittal Summary
  • New Marketing Material Order Form Available

Attachment 1: Exh 1-CalPERS Loan Cert
2004-03-03 04-03 Bulletin 04-03
  • Clarification on HMDA Race and Ethnicity Data
  • Obtaining New FNMA 1008 Transmittal Summary

2004-04-02 04-04 Bulletin 04-04
  • Changes to Commitment Policies and Procedures
  • CalPERS Prepares to Launch New Website
  • MAXADVANTAGE Real Estate Assistance Program
  • MGIC Provides Various Options for Ordering MI
  • U.S. Sanctions
  • New Mexico Home Loan Protection Act
  • Payments on Borrowers' Accounts
  • Participant Guide Updates

Attachment 1: Form 1-CalPERS Cert (in Legal Size)
2004-04-15 04-05 Bulletin 04-05
  • New CalPERS Web Site Delayed
  • Service Release Premiums Revision Scheduled for FHA Mortgage Loans
  • Revised Marketing Guide
  • CalPERS Sales Force Restructure

Attachment 1: AE Territory Map
Attachment 2: AL Territory Map
2004-05-07 04-06 Bulletin 04-06
  • Prepayment Restrictions on Community Home Buyer Products
  • Reminders

2004-05-14 04-07 Bulletin 04-07
  • New CalPERS Web Site
  • New Customer Service Procedure Incorporated into Participant Guide

2004-06-04 04-08 Bulletin 04-08
  • Prepayment Penalty Option Rescinded
  • Clarification
  • Reminders

2004-07-01 04-09 Bulletin #04-09
  • Business Update
  • Reminders
  • Clarification

2004-07-27 04-10 Bulletin #04-10
  • New Products
  • Conforming 5/1 LIBOR ARM Mortgage
  • MyCommunityMortgage
  • Flexible Mortgages
  • Reminder - EZ Access Program Discontinuation
  • New Commitment Request Form
    Attachment 1: New Commitment Request Form
2004-08-06 04-11 Bulletin #04-11
  • New Pricing Option Coming Soon
  • Financial Criteria Clarification
  • Loan Certification Form Revised
  • Early Payoff
  • Service Release Premium (SRP) 5/1 LIBOR ARM

  • Attachment 1: Exh 1-CalPERS Loan Cert
2004-08-30 04-12 Bulletin #04-12
  • New Down Payment Assistance Programs
  • FHA and Conventional ACCESS
  • New Product Matrices

2004-09-03 04-13 Bulletin #04-13
  • CitiMortgage Loan Payment Address
  • Updated CalPERS Loan Certification
  • Updated Contact Information for Master Servicing
  • Clarification - Escrow Cushion, Escrow Requirements

  • 2004-10-04 04-14 Bulletin #04-14
  • New Down Payment Assistance Program
  • CitiSecond
  • Revisions to Existing Down Payment Assistance Products
  • FHA ACCESS
  • CalHFA Silent Second Product
  • Personal Loans
  • Revised Pricing Lock Options
  • Personal Loan Phone Line Changes
  • Assignment Policy

  • Attachment 1: Sample Assignment to MERS
    2004-11-05 04-15 Bulletin #04-15
  • CitiSecond Product Enhancements and Revisions
  • CalPERS Loan Certification Revision
  • CalPERS Conventional and FHA ACCESS Update
  • My Community Mortgage Update
  • Tax Payment Policy Enhancements
  • Support Service Providers
  • Clarification and Reminders

  • Attachment 1: Revised CalPERS Loan Certification
    Attachment 2: Support Service Providers
    2004-11-12 04-16 Bulletin #04-16
  • Holiday Special SRP Enhancement - Conforming Fixed Rates in California
  • Representations and Warranties

  • 2004-12-03 04-17 Bulletin #04-17
  • 2005 Conforming Loan Limit Increase

  • 2004-12-10 04-18 Bulletin #04-18
  • Automated Underwriting Sponsorship
  • Enhancements to Existing Products/Programs
  • Representations and Warranties
  • CalPERS Loan Certification Revision
  • Revision to Commitment Policies
  • 5/1 ARM Margin Revision
  • Reminders
  • Clarification

  • Attachment 1: Form 1 - CalPERS Loan Certification
    Attachment 2: Statement of Borrowers' Benefits



    If you are interested in a mortgage loan to purchase or refinance a home, please call us at
    (800) 874-7377.